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welcome to your real estate journey
My goal is to remove the barrier of entry into home ownership for anyone that finds it too difficult or competitive, may think they don’t have enough savings, or doesn’t know where to start.
And once you get started, I will welcome you into my real estate family and ensure you have five star quality support and service throughout the process and beyond.
in the news

Denver metro realtors predict strong housing market to continue in 2022
I was interviewed by the Denver Post to offer thoughts and insights into the 2022 real estate market.
Read the article here.
“For the most part, 2022 should see a similar trajectory with a potential for an even wilder ride than we have seen over the past two years”
~Nick DiPasquale
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1
explore
Learn the basics — from common terms to the buy & sell processes — available here for you on this site.
2
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Gain access to valuable guides and resources throughout the site to get you started and on your way.
3
connect
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exploring this site
learn the basics
Jumpstart your real estate education or get a refresher through informative posts.
buy with clarity
Get organized & ready to purchase a home, whether it’s your first or the next one.
sell with confidence
Steps, materials & resources to prepare you, your family, and your home for selling.
resources & referrals
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jumpstart your learning with these helpful posts
questions frequently wondered & sometimes asked
Here are the most commonly asked questions my lending partners and I hear from first-time home buyers. They are also the questions that tend to hold back prospective buyers from starting their home search. Don’t let that be you!
Is it a good time to buy a home right now?
You’ve probably heard a REALTOR somewhere say “it is always the right time to buy” and that is true. Owning a home can unlock wealth for you as it has for so many. However, this is a very personal question with several factors in play. You are never wasting a lender’s time or my time with questions that may help set you on this path, regardless of how far out you may be.
Pro tip: Whether or not it is the right time for you to buy a home, it is always the right time to look. Our goal is to find you a home that matches your personality and lifestyle without paying too much in the process. For that, you can never start the educational process too early.
When should I start my home search?
You want to give yourself at least 90 days. While it is possible to find a home in a shorter time frame, those tend to be rushed, which increases the risk of missing something or paying too much. The active search can take 2-3 months plus another 30 days to close after you are under contract.
Pro tip: Start sooner. In fact, I recommend starting discussions with lenders and an agent at least 6 months ahead of time. By focusing on learning the market, spending time in neighborhoods you might be interested in, and surrounding yourself with trusted advisors, you reduce pressure on yourself and improve your odds of finding the right home at the right price.
Is my credit score high enough to qualify for a loan?
Generally speaking, a credit score of 620 is needed to qualify for a loan. Some lenders allow for government backed FHA and VA loans with credit scores starting at 580.
Pro Tip: Even if your credit scores fall below these targets, a good lender can connect you with a credit repair specialist who can work with you to improve your credit.
Do I need to pay down all of my debt first?
You do not need to be debt free to qualify for a loan! Debt is normal and to be expected. In many situations, you can qualify for a loan without having to pay debts off or down.
Pro Tip: Lending guidelines are centered around debt-to-income ratios (often referred to as DTI). A good lender will take the time to explain what this looks like and means for you.
How much do I need for a down payment?
A first-time homebuyer can put down as little as 3%, whereas, for a repeat homebuyer, the minimum can be as low as 5%. Veterans using a VA loan are eligible to put 0% down.
Pro Tip: You may be eligible for a down payment assistance program. Ask your lender about CHFA, Metro DPA, or other programs you may qualify for.
ready for your real estate journey?
While the general information and resources on this site are here for you to learn at your own pace, the learning can be personalized. I would love to meet you, hear your story, and see how I can help you with your real estate needs.

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